What is Personal Finance and Why Should You Care?

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Personal finance is a term that covers managing your money as well as saving and investing. It encompasses budgeting, banking, insurance, mortgages, investments, retirement planning, and tax and estate planning.  

We are often asking ourselves these questions:

    If I had been intentional with my budget/money…. 

    If I had regularly reviewed my budget/spending…. 

    If I had created a game around my budget for savings 

             what large ticket purchase or vacation trip could I have planned for….  

The more you make, the more you spend. 

Financial Integrity Is About Aligning Your Daily Actions With Your Financial Plans. 

You live in financial integrity when you actually do what you know you should do to honor your value for financial security. You're out of financial integrity when you don't (most people live this way).   

One path results in wealth – the other doesn't. 

You can only be fully happy when you create small habits in your life so that you live according to principles that result in financial security… 

because those are your values. 

Anything else will lead to frustration and problems. 

You either walk the talk, or you lose happiness over the loss of integrity.   

You either build wealth or live in frustration.